Not just another bank
What makes credit unions different?
Our roots date back to 1952 when our first members chartered Machinists No. 17 Federal Credit Union. After several shifts and name changes over the years, People’s Community Federal Credit Union serves those who live, work or worship anywhere in Clark, Cowlitz and Skamania Counties. With over 12,000 members and $205,000,000 in assets at the end of 2016, we are a strong and creative financial services institution. We fulfill our people-helping-people mission by serving our members’ financial needs. Our core values and philosophy have stayed the same throughout our journey:
When you join People’s Community Federal Credit Union, you become a member/owner. You immediately begin to enjoy our high-quality services, low fees and great rates. The credit union is governed by a volunteer board of directors, elected by and from the credit union’s membership.
As a member, you don’t just use our credit union. You own it. You have a voice in what we do. Because we’re member-owned, we answer only to you. There are no stockholders to please. Nor are we motivated by profits. Like all credit unions, we’re a not-for-profit financial cooperative. We return earnings to our members in the form of lower loan rates, higher dividends on deposits, and lower fees.
No matter how much you have on deposit or owe in loans, each member gets one vote on matters such as board elections. Our Money Management Account is not tiered like at so many other banks and credit unions. You earn the same rate whether you have $1,500 or $150,000 in your account. Everyone that’s approved for a loan gets the same rate; it’s not based on your credit score or the factors used by most other lenders. At People’s, you’re a person not a credit score.
We always strive to bring our members the very best package of financial services. Loan rates are low. Savings rates are high. Fees are low or nonexistent, and services are plentiful. We offer everything from auto and RV loans to mortgages and home equity lines of credit. We’re convenient, too. You can come to a branch and see our happy, friendly staff. Use our 24/7 Live Call Center. And do just about anything you need in Online Banking.
