Whether you’re new to the area and need a financial institution you can trust, or you’re looking for a way to keep your money local and work with a member-owned financial cooperative, People's is a great choice. You’ll find a wide variety of accounts for all your financial needs—whether you’re a savvy saver, a young family looking for a better auto loan rate, or opening your very first checking account.
See our current rates for loans and deposits
| Loan Type | Rate |
|---|---|
| 36 Month Auto-Specials* | 2.90% APR** |
| 60 Month Auto-Specials* | 3.25% APR** |
| Home Equity Line of Credit | 3.25% APR** |
| Share Secured | 3.75% APR** |
**APR = Annual Percentage Rate
*Applicable to new PCFCU loans and not available for refinancing PCFCU loans.
Example: If you borrow $1,000 for 60 months at 3.25% APR**, your monthly payment would be $18.08.
Home Equity Credit Line Account Disclosures
| Deposit Type | Rate |
|---|---|
| Loyalty Savings | Up to: 5.00% APY** |
| Loyalty Checking | Up to: 1.00% APY** |
| 60-Month CD | 0.45% APY** |
| Money Management Acct | 0.10% APY** |
**APY = Annual Percentage Yield
Rates Effective:
Starting February 27th at 9PM until February 28th at 3AM Online Banking will be inaccessible due to scheduled maintenance.
The Credit Union sends out Newsletters every quarter. Be sure to subscribe by going to our archived newsletters page so you can stay up to date with all People’s news!
If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-252-6525 for assistance. People's Community Federal Credit Union is committed to providing a website that is accessible to the widest possible audience, regardless of technology or ability. Please view our full ADA accessibility statement.
Visa is providing a new free service that automatically updates your debit/credit card information with merchants who maintain your debit/credit card information (e.g. subscription services, utility companies, etc.). Everyone is automatically opted-in for this service. More details and information on how to opt-out.
Open an Account Online
Opening a new account online or applying for a loan is quick, easy and secure.
Through our partnership with the CO-OP ATM Network you can use nearly 30,000 ATM locations nationwide — and save money, because they're all surcharge free. That adds up to convenience comparable to the country's largest banks.
View the latest videos from the credit union movement.
At People’s we get a lot of questions from members looking for financial guidance. We’ve compiled the most common questions for your reference. If you need help navigating these big decisions, click the button below to speak to our member services representatives.
Buying a home can be an overwhelming process, with intricate steps that seem daunting. We want to help you navigate the process by answering all of your home-buying questions, from types of loans to downpayment requirements.
Learn More About Home LoansWhether you’re buying your first car or your tenth, it can be difficult to find a resource you can trust to answer your financial questions. We can help guide you with answers to questions from insurance coverage to loan types
Learn More About Auto LoansWhether you have a deposit that’s pending or have questions about debt consolidation, our member services representatives are here to help. Browse our questions and answers about general banking.
Learn More About Personal BankingIt’s important to always monitor your financial accounts for suspicious activity. We have partnered with IdentityIQ to provide a robust ID theft protection program.
Learn More About Bank FraudThrough our partnership with the CO-OP ATM Network you can use nearly 30,000 ATM locations nationwide — and save money, because they're all surcharge free. That adds up to convenience comparable to the country's largest banks.
People’s provides members with access to affordable credit through low-rate loans. What sets our credit union apart is that all members pay the same rate, no matter their credit score or amount in their account. We are here to help you with your financial needs.
Five Locations in Vancouver WA