A Personal Savings Account with Convenient Benefits.
At People’s, we want our members to have easy access to reliable banking services, which is why we’re happy to offer our Carefree Savings account. A personal savings account offers members many convenient benefits for every day savings and banking needs. When you join the credit union, this will be your first account.
Carefree Savings has no monthly fee and only requires a $55 deposit to open. Of this $55 deposit, $5 represents your ownership share in the credit union. Once you open any other service at the credit union, your minimum balance for your Carefree Savings account is only $5. Included in the $55 deposit is also a $5 membership fee when opening your first account, and then you can enjoy all the benefits of membership. Read on to find out why opening a savings account with us is important for your financial health.
The Benefits of a Carefree Savings Account
Anyone can benefit from a personal savings account, and we want to stress the convenience and safety of this type of account. While Carefree Savings allows users to manage their own financial goals, members can also set up separate savings accounts for different purposes.
Carefree Savings Accounts can be used to save for:
- Vacations
- Emergencies
- House Down Payments
- Car Repairs
- Medical Expenses
- Property Taxes
- And more…!
Ready to speak about Carefree Savings?
Questions about your account or our services? Our Member Services team is standing by.
Opening a Savings Account Online
One of the greatest benefits of a savings account is its online-friendly features. At People’s Community Credit Union, we want to make it as easy as possible for our members to achieve their financial goals, which is why we offer a comprehensive online account opening process. While we are always happy to help our members open an account at one of our branches, this provides you with the option of opening an account in the comfort of your own home. The process takes up to just 10 minutes, requires just a $50 deposit plus a $5 membership fee, it is user-friendly and accessible for all!
Carefree Savings with People’s Community Credit Union
We are proud to serve all our members and believe in our member-focused philosophy. When you open a Carefree Savings account with us online or at one of our branches, you can rest assure you will be taken care of. We are happy to provide our members with only the best and friendliest financial services. Call us today to learn more about becoming a member by opening a Carefree Savings account!
The Perks of Banking with People's
Bank Anywhere!
Manage your account on your terms! People’s offers convenient service that let you bank anywhere.
- Sign up for eStatements and receive your account statements by email.
- Online Banking – fast, easy, secure access to your account from anywhere.
- Mobile Banking – manage your money directly and make mobile check deposits from your phone using our app or text banking.
- Phone Banking – Live 24/7 Call Center
- Local: 360-695-5121
- Toll-Free: 1-800-252-6525
- Automated Phone Banking – convenient 24/7 account access
- Local: 360-695-7559
- Toll-Free: 1-877-TELLER0 (1-877-835-5370)
- Credit Card Online Access – 24/7 ability to make credit card payments and find other information on your card
- CardFree Cash℠ – No card? No problem. Get cash safely and instantly without using your debit card.
Overdraft Protection
People’s provides the tools you need to access your accounts and avoid embarrassing and costly overdraft situations.
- Overdraft Protection – avoid overdrawing your account with our safety-net overdraft protection.
- Automatic transfers from savings.
- Automatic transfers from your personal line of credit, once approved.
- Courtesy Pay – unanticipated expenses can inadvertently leave you with too little cash in your checking account. Avoid the embarrassment and merchant fees with People’s Courtesy Pay service. Learn more.
CardLock Theft Protection
Take control of your cards on the go with People’s CardLock. If you’ve misplaced your People’s debit card or credit card, or you’re noticing suspicious activity in your account, you can take action immediately before your identity or finances are compromised.
People’s CardLock is a free smartphone app designed to help protect your debit and credit cards, with custom alerts and blocking features. Learn more.
- Alerts: The CardLock app will alert you every time a transaction is declined, online activity is reported, and for specific types of purchases.
- Controls: People’s CardLock also includes controls to block specific types of transactions. This can be helpful in impulse buying, fraud prevention, and more.
- Turn Cards On/Off: CardLock gives People’s members the ability to turn their debit and credit cards on and off at any given time without needing to contact the financial institution. When the account is locked, new charges and cash advances will be denied.
In-Branch Banking Services
In addition to applying for loans, opening deposit accounts, and traditional teller transaction, you can find these convenient in-branch member services.
- Notary Services – we offer notary services to all members in all of our branches. Make sure to bring a photo ID!
- Safe Deposit Boxes – keep your valuables secure in our safe deposit boxes, available at our Hazel Dell and Battle Ground branches. We’ll automatically deduct the fee from your savings account.
- Night Deposit Boxes – located at our Hazel Dell, Battle Ground and Fisher’s Landing branches, for when you need to drop off a deposit or payment after hours.
- Cashier’s Checks – members may obtain one Cashier’s Check for free each day. Additional checks cost $5.00. Not available to non-members.
- Wire Transfers – a safe and convenient way to transfer funds electronically, People’s offers both incoming and outgoing wire transfer services for domestic and international transactions.
Carefree Savings in Vancouver WA
Serving Greater Vancouver WA