Personal Banking Services
Access your account anytime, anywhere
People's Community Credit Union serves the greater Vancouver WA area.
Personal Electronic Banking Services
People’s Community Federal Credit Union offers you the services you need to make managing your money easier. Whether it’s no-surcharge ATMs, or online and mobile banking, we help you manage your money so you can focus on other things. People’s free online banking service keeps you in touch with your money anywhere you have web access.
Online Banking
With online banking you can transfer money between accounts, view recent transactions, make loan and credit card payments, and more all on your desktop computer!
Mobile Banking
People’s Mobile Banking allows you to manage your money wherever you are. Whether you’re paying bills, transferring funds, or just checking your balance, mobile banking is at your fingertips!
eStatements
Did you know that almost 85% of identity theft begins with a stolen paper statement? Sign up for eStatements and receive your account statements electronically.
Phone Banking
This free automated service is available 24/7 throughout the year and allows you to make payments through your telephone.
Bill Pay
Our Free Bill Pay service lets you pay your bills electronically, whenever and wherever you want, from your computer or mobile phone.
Account Resources
The Automatic, Convenient, and Confidential Way to Save Time and Money!
Direct deposit is a fast, secure way to automatically have your paycheck, retirement check, or any recurring automatic payment deposited into your People’s checking account. Thousands of members already enjoy the benefits of Direct Deposit.
Direct Deposit is easy to arrange!
Just complete a Direct Deposit Authorization Form and take it to your company’s payroll office. This form designates People’s Community Federal Credit Union as your financial institution. You’ll need to add your personal information and a voided check. You can also direct your Social Security or other Federal Government payments to be automatically deposited into your account using this Direct Deposit Sign-Up Form. If you don’t already have a checking account with People’s, open one today . View our Account Switch Kit for more information and forms.
Sign up for eStatements and receive your account statements electronically. Your statements are securely archived and you’ll receive an email alert when your latest statement is ready to view. No more statements sitting in your mailbox.
Our free VISA® Debit/ATM Card is two cards in one – a debit card that you can use to pay for purchases anywhere VISA® is accepted, and an ATM card that you can use at thousands of surcharge-free ATMs nationwide.
People’s has made moving your account from your previous financial institution fast and convenient with our Switch Kit. All the letters and forms you will need to make this transition as easy as possible are provided here.
Sometimes, unanticipated expenses can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, and potentially embarrassing experience. At People’s we help to save you from the additional merchant fees (and possible damage to your credit history) that might result if a check is returned. That’s why we provide Courtesy Pay, a special overdraft service for our members.
Courtesy Pay for checks and recurring debit card transactions does not require any action on your part. It simply provides you a safety net up to an automatically assigned overdraft limit. (Your limit will vary based on whether or not you have direct deposit to your checking account.) Your Courtesy Pay limit may be available for checks and other transactions made using your checking account.
Benefits:
- Convenient
- Avoids embarrassment
- Provides a safety net
- Good for emergencies and unexpected expenses
Authorize Us to Pay ATM and Debit Card Transactions
You can sign up (also called opt-in) if you want us to pay your everyday debit card transactions, as well as ATM withdrawals. To authorize us to pay these types of transactions, please complete and sign this Authorization Form and mail it to us.
You may also bring the form to any of our branch offices.
People’s Community Credit Union
P.O. Box 764, Vancouver, WA 98666
In-Branch Account Services
A Notary Public is a state-licensed legal witness to the signing of a document. A Notary Public acknowledges the signing of a document with his or her own signature and notary seal.
People’s offers notary services to its members at all of our branches. In order to have a document notarized, members must present a valid photo ID and sign the document in the presence of the notary.
Some documents are too important to store unprotected in your home, such as your will or the deed for your property. Rent a safe deposit box at People’s Community Credit Union and protect your documents, expensive jewelry or other precious belongings from theft, loss or damage.
Subject to availability, People’s rents safe deposit boxes at the Hazel Dell and Battle Ground branches. You can access your box anytime the lobby is open. Choose from four safe deposit box sizes, and we’ll automatically deduct your annual rental fee from your savings account. The contents of your Safe Deposit Box are not insured by us or by any private or government insurance program.
People’s Community Credit Union safe deposit boxes: peace of mind for your most important and valued possessions.
| Safe Deposit Box Fees | |
|---|---|
| Size | Annual Fee |
| 3×5 | $25 |
| 3×10 | $40 |
| 5×10 | $50 |
| 10×12 | $70 |
One Key Replacement: $150
Drilling of Box: $200
With the rush of a busy day, it’s not always easy or possible to make it to your nearest People’s branch during normal business hours. We understand your time crunch! We have night drop boxes at our Hazel Dell, Battle Ground and Fisher’s Landing locations. Simply drop off your deposit or loan payment at your convenience, anytime night or day. Transactions are typically processed the next business day.
A Cashier’s Check is a check drawn against People’s Community Federal Credit Union, and should be treated like cash. Members may obtain one Cashier’s Check for free per day. After that, there is a $5.00 fee per Check. Cashier’s Checks are not available to non-members.
People’s offers incoming and outgoing wire transfer services for domestic and international wires; providing a safe, convenient and fast way to transfer funds electronically. International Western Union transfers are also available. See our Rate and Fee Schedule for the cost of these services.
- Incoming Wires
There is no fee for incoming wires to your account at People’s Community Credit Union. All incoming wires must be sent using the following wiring instructions.
Wires received based on other wiring instructions may be rejected and could incur additional fees. - Outgoing Wires
It’s easy to have funds transferred electronically to another financial institution from your account at the credit union. First you will need to obtain complete wiring instructions from the receiving financial institution or the recipient. Please remember that wiring instructions often differ from the account information at the bottom of a check. We also need the complete addresses of all parties. We are unable to guarantee the length of time it will take for the recipient institution to receive and apply the funds. You can initiate a wire transfer by coming in to one of our branches or giving us a call. See our Rate and Fee Schedule for outgoing wire fees.
Whether you need to make a quick loan payment or an important deposit into your account, People’s provides a simple and secure way to make payments over the phone with your credit card. These telephone credit card payments are processed the same day received. See our Rate and Fee Schedule for the cost of this service. Additional charges may be imposed by your credit card issuer.
The Pacific Northwest's Trusted Credit Union Since 1952
Looking for a financial institution you can trust? With People’s you’ll find a wide variety of accounts for all your financial needs—whether you’re a savvy saver, a young family looking for a better auto loan rate, or opening your very first checking account.
The Perks of Banking with People's
Bank Anywhere!
Manage your account on your terms! People’s offers convenient service that let you bank anywhere.
- Sign up for eStatements and receive your account statements by email.
- Online Banking – fast, easy, secure access to your account from anywhere.
- Mobile Banking – manage your money directly and make mobile check deposits from your phone using our app or text banking.
- Phone Banking – Live 24/7 Call Center
- Local: 360-695-5121
- Toll-Free: 1-800-252-6525
- Automated Phone Banking – convenient 24/7 account access
- Local: 360-695-7559
- Toll-Free: 1-877-TELLER0 (1-877-835-5370)
- Credit Card Online Access – 24/7 ability to make credit card payments and find other information on your card
- CardFree Cash℠ – No card? No problem. Get cash safely and instantly without using your debit card.
Overdraft Protection
People’s provides the tools you need to access your accounts and avoid embarrassing and costly overdraft situations.
- Overdraft Protection – avoid overdrawing your account with our safety-net overdraft protection.
- Automatic transfers from savings.
- Automatic transfers from your personal line of credit, once approved.
- Courtesy Pay – unanticipated expenses can inadvertently leave you with too little cash in your checking account. Avoid the embarrassment and merchant fees with People’s Courtesy Pay service. Learn more.
CardLock Theft Protection
Take control of your cards on the go with People’s CardLock. If you’ve misplaced your People’s debit card or credit card, or you’re noticing suspicious activity in your account, you can take action immediately before your identity or finances are compromised.
People’s CardLock is a free smartphone app designed to help protect your debit and credit cards, with custom alerts and blocking features. Learn more.
- Alerts: The CardLock app will alert you every time a transaction is declined, online activity is reported, and for specific types of purchases.
- Controls: People’s CardLock also includes controls to block specific types of transactions. This can be helpful in impulse buying, fraud prevention, and more.
- Turn Cards On/Off: CardLock gives People’s members the ability to turn their debit and credit cards on and off at any given time without needing to contact the financial institution. When the account is locked, new charges and cash advances will be denied.
In-Branch Banking Services
In addition to applying for loans, opening deposit accounts, and traditional teller transaction, you can find these convenient in-branch member services.
- Notary Services – we offer notary services to all members in all of our branches. Make sure to bring a photo ID!
- Safe Deposit Boxes – keep your valuables secure in our safe deposit boxes, available at our Hazel Dell and Battle Ground branches. We’ll automatically deduct the fee from your savings account.
- Night Deposit Boxes – located at our Hazel Dell, Battle Ground and Fisher’s Landing branches, for when you need to drop off a deposit or payment after hours.
- Cashier’s Checks – members may obtain one Cashier’s Check for free each day. Additional checks cost $5.00. Not available to non-members.
- Wire Transfers – a safe and convenient way to transfer funds electronically, People’s offers both incoming and outgoing wire transfer services for domestic and international transactions.
At People’s, All Members Get the Same Rate
People’s provides members with access to affordable credit through low-rate loans. What sets our credit union apart is that all members pay the same rate, no matter their credit score or amount in their account. We are here to help you with your financial needs.
Five Locations in Vancouver WA
Vancouver Waterfront
701 W Columbia Way
Vancouver, WA 98660
Hazel Dell
7403 NE Hazel Dell Ave
Vancouver, WA 98665
Battle Ground
121 NW 20th Ave
Battle Ground WA 98604
Fisher’s Landing
16211 SE 12th Street
Vancouver WA 98683
Ridgefield
109 S 65th Ave, Ste 102
Ridgefield, WA 98642
Personal Banking Services in Vancouver WA
Serving Greater Vancouver WA